Build any girl you want, from her face to her kinks. Then chat with no filters, get her photos and videos, and see her on a live video call. She has moods and memories, and she texts you first. We went through every feature and plan to see if Xotic AI delivers.
4.8 Excellent on Trustpilot
Xotic AI is ranked first here and this page is sponsored by Xotic AI. The other platforms are listed for what they do best, using their published pricing. We have not given them numeric scores because we did not run the same full review on each.
Best for: a girlfriend who remembers, has moods and levels up with you, plus live video calls and multiplayer stories.
Best for: the cheapest annual entry price ($3.99/mo billed yearly) with images and video included.
Best for: high-volume image generation, since 1,000 DreamCoins a month goes a long way on images.
Xotic AI is an adult AI companion platform at xotic.ai. You chat with ready-made girls or build your own, then trade photos, voice notes, voice calls and generated videos with her. Content goes fully uncensored on the paid plan, and you control how explicit she gets with a four-step setting (Off, My lead, Suggestive, Explicit).
What sets it apart is structure. The flagship Girlfriend Experience gives each girl moods, a time zone, an attachment style and a love language, and she unlocks more of herself as your relationship levels up. On top of that you get live video calls with animated avatar girls, Worlds (multiplayer AI stories you play with friends), group chats with up to 6 characters, and a studio with five video models.
Everything that generates media runs on XOT, the platform's token. Regular one-to-one text chat costs no XOT at all on a subscription.
Yes. Payments go through a secure third-party card processor, and Xotic AI has a public help guide covering every feature and price, plus support by email (support@xotic.ai) and Discord.
On Trustpilot it holds a 4.8 TrustScore, rated "Excellent".
Your chats are tied to your account and are never shown publicly. Characters and images stay private unless you publish them. The card statement descriptor is designed to be discreet, and support will tell you the exact wording before you pay.
You can delete your account from Settings. Deletion removes your personal details and sign-in, pulls your public characters and cancels your plan. Remaining XOT is forfeited, so spend it first.
Two gaps: age is confirmed by self-declaration only, and the guide does not say whether chats are encrypted or used for training. Use a separate email if discretion matters to you.
This is the reason to pick Xotic over a generic chatbot. Your girlfriend has a mood, memories, interests and a conflict style, and she lives in her own time zone, so sometimes she is busy or tired. If you go quiet, she may text you first. Explicit content is earned. Ask too early and she holds back. Good conversation, talking about her interests and daily streaks earn XP, while hostile messages cost you XP.
Gifts are optional and are the fastest way to level up. Some galleries and clips, including XXX galleries, unlock only through gifts. Her photos come from her own collection, not custom generation.
Ivy is the free model; Zara, Selene and Scarlet come with a subscription. Ordinary one-to-one text chat costs no XOT, which is the best-value part of the plan if you mostly text. You can regenerate replies, rate them, play them aloud and react with emoji. Group chats hold up to 6 characters (10 on Elite), with an auto-director, round-robin or you-pick turn order, and each character can have a private goal. Each group reply costs 5 XOT.
Voice calls use the voice you picked for your character and bill by the minute, with any unused part of the last minute refunded automatically. Video calls are the headline: you pick an animated avatar girl, tap Call now and talk face to face. One limitation: calls run separately from your chat, so she won't recall the call in text afterwards.
Generate images in the studio, inside chat (Snap, or Auto Snap for automatic pictures), or in the character creator. Choose the Classic, Apex (beta) or Lumen engine. Prompting uses Danbooru-style tags with weighting, and the guide includes a reference of 78 NSFW tags across 8 categories. Image Vibe keeps a style consistent across a whole chat. Control over the final picture is excellent. Each image costs 50 XOT.
All images generated on Xotic AI in the Realistic style. All characters are fictional adults.
Xotic has the widest video lineup we have seen in this category. You can start from text or animate an image, pick from hundreds of searchable actions, and stitch clips into one longer video.
| Model | What it does | XOT cost |
|---|---|---|
| V1 Standard | ~7.5s clips, largest action library, 16/32/64 FPS, optional upscale | 150 base |
| V2 Long | Up to 30s with sound, built in 5s segments, 4K upscale | 250 first 5s, +100 per 5s |
| V3 Custom | Freestyle "do anything" from a starting image | 500 per 5s |
| V4 Talking | Lip-synced talking portrait, up to ~400 characters of script | 100 per second |
| Custom Video (Noir) | Animates any image with sound, 5–15s, up to 1080p | Shown in app |
Pick a scenario, bring your avatar and play with an AI cast whose members each have public goals, private goals and secrets. An AI narrator runs the scene, and a story ticker tracks place, time, tension and moods. Friends can join as players or watch for free. You can write your own stories with "Draft with AI" and share them by private link. Multiplayer needs a paid plan and an account at least 7 days old.
The character creator covers Realistic or Anime, female, male or trans characters, 6 ethnicities, 11 hair colours, 6 body types and 15 personality presets. You can publish characters (real people are blocked), share images to the feed, follow creators and climb the leaderboard. Collections let you sell image bundles for XOT, and creators keep 50% of each sale.
Xotic has two paid plans, Ultimate and Elite, billed monthly or yearly. Yearly billing halves the monthly price and pays the whole year of XOT up front.
| Plan | Price | XOT included | Includes |
|---|---|---|---|
| Free | $0 | 200 one-time bonus | 5 messages/day, Ivy model, 1 custom character |
| Ultimate, monthly | $24.99/mo | 1,000 / month | Worlds, unlimited custom characters, image and video generation, voice calls, Scarlet model, private collections |
| Ultimate, yearly | $149.99/yr $12.50/mo | 12,000 up front | Everything in Ultimate monthly |
| Elite, monthly | $74.99/mo | 6,000 / month | Everything in Ultimate, plus Sexting mode, 2.5× deeper memory (12k context), group scenes up to 10 characters, 2× daily login rewards, 1.5× bond XP, free auto-reply drafts |
| Elite, yearly | $449.99/yr $37.50/mo | 72,000 up front | Everything in Elite monthly |
Need more XOT before your next billing date? Top-up packs are available to subscribers in Settings, and bigger packs give you more XOT per dollar.
| Pack | XOT | Price |
|---|---|---|
| Small | 2,200 | $19.99 |
| Medium | 7,000 | $49.99 |
| Large | 16,000 | $99.99 |
| Bulk | 36,000 | $199.99 |
| Vault | 60,000 | $299.99 |
| Reserve Best rate | 110,000 | $499.99 |
Ultimate suits most people. You get unlimited one-to-one chat, every chat model, Worlds, unlimited characters, image and video generation and voice calls, with 1,000 XOT a month to spend on the extras.
Elite is for people who want the full experience. You get six times the XOT, and it adds Sexting mode, where she texts like a real girl and sends photos when you ask. Her memory is 2.5 times deeper, and you level up your girlfriend faster with 1.5× bond XP.
Both plans are half price on yearly billing.
Prices are from each platform's published pricing as of October 2026 and can change.
| Xotic AI | Candy AI | OurDream AI | Nomi | |
|---|---|---|---|---|
| Monthly price | $24.99 (Ultimate) | $13.99 ($9.99 first month) | $19.99 | $15.99 |
| Lowest monthly rate | $12.50 yearly | $3.99 yearly | $9.99 yearly | ~$8.33 yearly |
| Tokens included | 1,000 XOT/mo (6,000 on Elite) | 100 tokens/mo | 1,000 DreamCoins/mo | No tokens, flat plan |
| NSFW images | Yes | Yes | Yes | No |
| Video generation | Yes, 5 models | Yes | Yes | Yes |
| Voice calls | Yes | Yes | Yes | Yes |
| Live video calls | Yes | Yes | No | No |
| Relationship levels | Yes, 7 levels | XP levels | No | No |
| Group chat | Up to 6 (10 on Elite) | No | Yes | Up to 6 |
| Multiplayer with friends | Worlds, up to 4 humans | No | No | No |
| Crypto payments | No, card only | Yes | Yes | No |
"I've had an amazing experience using Xotic AI for the last couple of months. Their VGFE is on another level compared with other generic chatbots out there. Customer support is excellent. I had an issue with billing, and they resolved it in 30 minutes of me contacting support."
"The chat is outstanding and non repetitive. You can talk about anything. Definitely recommend for people to try out."
"This platform is immersive and the dev team is quick to respond to reported issues and concerns. Several QoL improvements were added once raised."
"The images are being generated very fast, the high-quality of them is impressive. I really enjoyed the time spent on the website."
"One of the best platforms for trying AI characters. The quality of their generations is out of this world."
Quoted word for word from public Trustpilot reviews, trimmed for length.
There is a free plan with 5 messages a day, the Ivy chat model and 1 custom character, plus a one-time 200 XOT bonus. Images, video, voice and video calls, roleplay and Worlds need the paid Ultimate plan.
Ultimate costs $24.99 a month or $149.99 a year ($12.50 a month) and includes 1,000 XOT a month, or 12,000 up front on yearly. Elite costs $74.99 a month or $449.99 a year ($37.50 a month) with 6,000 XOT a month, or 72,000 up front on yearly. Extra XOT packs run from $19.99 for 2,200 XOT to $499.99 for 110,000 XOT.
XOT is Xotic's token for generation and premium actions: 50 per image, 50 a minute for voice calls, 250 a minute for video calls, 10 per Girlfriend Experience message, and 150 and up per video. Regular one-to-one text chat costs no XOT.
Yes. It takes card payments through a secure third-party processor, has a full public help guide and human support, and holds a 4.8 "Excellent" TrustScore on Trustpilot.
Chats are tied to your account and never shown publicly, creations stay private unless you publish them, and the card descriptor is designed to be discreet. You can delete your account yourself in Settings.
Yes. Live face-to-face video calls with animated avatar girls are included on Ultimate and cost 250 XOT per minute.
Go to Settings, then Subscription, and cancel. You keep full access until the end of the period you paid for, then the account drops to free and your content is kept. Refunds are handled case by case through support@xotic.ai.
The official guide lists card payments only. Check with support if you need another method.
Start free, see if the chat clicks, then unlock calls and video when you want more.
Visit Xotic AI